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Rates

Deposit Rates

Effective 08/01/19









*Annual Percentage Yield. Assumes funds remain on deposit for a full year. Non-certificate rates are the latest rates declared by the Board of Directors - current month rates may be different. Rates subject to change without prior notice. APY/rates stated for non-certificate accounts are computed using the average daily balance method. Non-certificate accounts with a zero balance on the last day of the month are considered closed and do not receive dividends. If average daily balance in any account falls below; a fee will be charged.

Sperry Certificate and IRA Certificate accounts (excluding IRA Savings) require a continuing minimum balance of $100, and Youth Certificate accounts require $50 to remain open. If you have any questions, feel free to contact our friendly Sperry branch staff. 

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