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Personal Banking

Kids Earn More At Sperry

Help your children or grandchildren learn to save money and how to make smart financial decisions early in life!  From infancy into adulthood, Sperry’s Youth Accounts grow as your children or grandchildren grow with some of the best deposit rates around.

At Sperry, gaining practical banking experience at a young age really pays.

Youth Savings Account - Earn up to 5.00% APY*

  • All Sperry members up to 21 years old are eligible!
  • No minimum balance required to earn interest*
  • Interest rates tiered based on account balance
  • Earn 5.00% APY on balances up to $1,000
  • Earn 2.50% APY on balances between $1,000.01-$2,000
  • Earn 0.25% APY on balances higher than $2,000.01
  • Unlimited FREE Credit Union Shared Branch Service Center transactions
  • 24/7 account access with our FREE Online Banking and Sperry's award-winning FREE Mobile Banking App
  • Deposit checks from anywhere using our Mobile Banking App’s FREE Remote Deposit Capture feature

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Youth Checking Account - Earn up to 0.20%APY*

  • All Sperry members ages 15 to 21 are eligible!
  • No minimum deposit required to open, and no minimum balance required to earn interest
  • Earn 0.20% APY
  • No monthly service fees
  • FREE VISA® Check Card to use at the ATM and for Purchases
  • FREE first box of checks
  • Unlimited FREE checks with active Direct Deposit
  • Unlimited FREE Credit Union Shared Branch Service Center transactions
  • Access to over 5,600 shared branch service centers and nearly 30,000 Surcharge-Free ATMs nationwide
  • Paperless e-statements available through Online Banking
  • 24/7 account access with our FREE Online Banking and Sperry's award-winning FREE Mobile Banking App
  • Deposit checks from anywhere using our Mobile Banking App’s FREE Remote Deposit Capture feature

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As a local member-owned financial institution, Sperry has partnered with local sports leagues and athletic venues in your community. From sponsorship of the sluggers who play at Mineola Athletic Association to being the official financial partner of Iceland in New Hyde Park, Sperry believes in taking stewardship of the next generation.

 

Stay tuned for more information regarding these great partnerships! 

 

*APY = Annual Percentage Yield. Sperry membership required. No minimum balance required, but a $0.01 minimum is required to keep the account open. All deposits are federally insured up to $250,000 by the NCUA, a U.S. government agency.

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