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Personal Banking


Sperry Certificates


Make your savings work even harder with Sperry!

Our certificates offer you competitive rates and various terms sure to fit your financial goals.  With our certificates, your money is “locked in” for a fixed amount of time (term) with a fixed rate.

The longer the term, the higher the rate and the more money you’ll earn. Have a question? Click here to reach out, or call us directly at 1-800-676-5512.


Click Here to Join Sperry and Open a Certificate!

  • A $500 minimum balance is required to open a Sperry Certificate.
  • Sperry is proud to offer some of the best-in-class rates* on Long Island!
  • Terms up to 60 months
  • Members can add or withdraw funds at maturity
  • Sperry Certificates automatically renew for the same term at maturity. Members may request to roll the funds over to a different term.
  • Quarterly eStatements are available online.
  • All savings are federally insured by the NCUA, a U.S. government agency.
  • We offer 24/7 account access with our FREE Online Banking or our award-winning FREE Mobile Banking App!

*APY = Annual Percentage Yield. Annual Percentage Yield assumes funds remain on deposit for a full year. Rates and terms subject to change without notice. Certain restrictions do apply. Penalty may apply for early withdrawal. Fees could reduce the amount earned on the account. $500 minimum deposit required at account opening. Amount will renew automatically at the maturity date. You will have a grace period of seven (7) calendar days to make withdrawals or deposits without penalties. Sperry Associates FCU membership required. Contact Sperry for additional information. .

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