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Loans & Credit Cards

Wedding Loans - Great Rates to Help Your Dreams for the Big Day Come True

As a local financial institution, we are in the business of making dreams come true - especially on your big day!

We know that planning your big day can result in some big costs. From flowers, transportation, the gown and more, wedding prep adds up quick. Don’t regret cutting out certain vendors or details later on - let Sperry help make your special day as beautiful as your love story.

So if you want an open bar or to upgrade that photography package, we can provide you and your future spouse with an affordable solution.  Our Wedding Loans are specially designed for couples that are on a budget.  And nowadays, who isn’t?  With our amazingly low rate, our Wedding Loan can help you achieve the wedding you both have been dreaming of. Why Sperry?

  • Sperry FCU offers rates as low as 4.95% APR*
  • You can borrow up to $25,000
  • No collateral is required
  • We require no pre-payment penalty
  • ...and no fees. Ever!






*APR=Annual Percentage Rate.  Terms up to 60 months.  Loan amounts up to $25,000 available.   Offer of credit is subject to credit approval.  Applicants who are not offered the lowest rate may be offered credit at a higher rate. Auto Pay requires automatic monthly payments from your Sperry checking or savings account. Add 0.25% APR for non-Auto Pay loans. Membership required. Membership is open to all those who live, work, worship, go to school, volunteer, or conduct business in Nassau County, NY, or are an immediate family member or household member of an existing Sperry Member.

All savings at Sperry Associates FCU are federally insured up to $250,000 and is backed by the National Credit Union Administration (NCUA), a U.S. government agency, and the National Credit Union Share Insurance Fund (NCUSIF). Sperry is an Equal Housing Lender, and does not discriminate against any potential and/or current member/borrower on the basis of that individual’s race, origin, gender identity, or sexual orientation.





  • Equal Housing Lender
  • Norton by Symantec