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Loans & Credit Cards

Vehicle Loans

You've found your dream car, now you need to finance it - that's where we come in.

Our low rates on new and used vehicles will help make your dream a reality without draining your wallet.  We can even save you money by refinancing your current vehicle.  We can refinance your car from 12 to 84 months.  Plus, we also do lease buyouts.

Our team will help find the payment plan that works with your budget whether you're a first-time buyer or an experienced owner.


For existing vehicle loans - Submit or update your insurance information here. Insurance documents may be faxed to 877-538-6031. For questions regarding collateral insurance on your vehicle contact us at 866-866-3615 or


New Vehicle Loan

  • Low rate
  • Terms up to 84 months
  • Loan amounts up to $150,000


Used Vehicle/Refinance Loan

  • Low rate
  • Terms up to 84 months
  • Loan amounts up to $150,000


First-Time Car Buyer Loan

Time for your first car?  If so, make us your first stop.  We are ready to help you get behind the wheel – affordably!  Our First-Time Car Buyer Loan is designed for those with little to no credit, and are looking to buy their first car with no parent/co-signer*.  Exercise your financial freedom and buy your first car all on your own – well, with a little help from Sperry FCU of course.

  • Low rate
  • Terms up to 72 months
  • Loan Amounts up to $20,000
  • *Employment of 12 months required





  • Equal Housing Lender
  • Norton by Symantec