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Loans & Credit Cards

Sperry is proud to offer flexible lending options that meet your needs!

Sperry's All-New Emergency Loan

Our Emergency Loan is designed to help our credit union members* cover their critical expenses during temporary times of difficulty. 

To this end, Sperry is deferring payments on this loan for 90-days, and is offering flexible loan terms and loan amounts to meet their needs.

 

Our Emergency Loan features:

- No payment for 90-days*

- Terms up to 39-months.

- Loan amounts up to $5,000.

- Rates that start at 3.99% APR*

- Zero fees

- No collateral required

 

Apply For Our Emergency Loan Here

*APR= Annual Percentage Rate.  Rates and terms are subject to change without notice. Rates start at 3.99% APR. Interest will accrue during the 90-day “no payment” term. Applicants who are not offered the lowest rate may be offered credit at a higher rate. Loan terms are 12-39 months. Loan amounts between $500-$5,000 available.  Offers of credit and rate are based on credit score and other criteria.  Applicants not offered the lowest rate may be offered credit at a higher rate. For non-Auto Pay loans, add 0.25% APR. Auto Pay requires automatic monthly payments from an active Sperry Checking Account.  All deposits are insured by the NCUA up to $250,000. Sperry is an equal housing lender. This offer is open to Sperry Members who have been members of Sperry Associates FCU on and/or before March 31st, 2020.

Holiday Loan 

Available from November through January, this loan allows you to take the financial pressure off Santa and his merry band of elves during a stressful time of year. Let your friends at Sperry help you cover holiday costs with our Holiday Loan! 

  • Rates Start at 3.99% APR*
  • Loan Amounts Up to $5,000
  • Terms Up to 24 Months
  • Zero Fees
  • No Collateral Required

Travel Loan 

Have you dreamed of touring the French Riviera or taking the family to a magical theme park in Orlando?

Let your friends at Sperry help you cover vacation costs with our Travel Loan! 

  • Rates Start at 3.99% APR*
  • Loan Amounts Up to $5,000
  • Terms Up to 24 Months
  • Zero Fees
  • No Collateral Required

 

*APR= Annual Percentage Rate.  Rates and terms are subject to change without notice. Rates start at 3.99% APR. Terms between 12-24 months. Loan amounts between $500-$5,000 available.  Offers of credit and rate are based on credit score and other criteria.  Applicants not offered the lowest rate may be offered credit at a higher rate.  Add 0.25% APR for non-Auto Pay loans. Auto Pay requires automatic monthly payments from an active Sperry Checking Account.  Membership required.

  • Equal Housing Lender
  • NCUANCUA
  • Norton by Symantec