Deposit Rates

Effective 02/01/2012

*Annual Percentage Yield. Assumes funds remain on deposit for a full year. Non-certificate rates are the latest rates declared by the Board of Directors - current month rates may be different. Rates subject to change without prior notice. APY/rates stated for non-certificate accounts are computed using the average daily balance method. Non-certificate accounts with a zero balance on the last day of the month are considered closed and do not receive dividends.If average daily balance in any account falls below; a fee will be charged.