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Special Offers

Reward Checking

Best Checking Account on Long Island!

  • Earn 1.25% APY* - Hurry! Offer ends soon.
  • No minimum balance required
  • FREE VISA® Check Card
  • 24/7 account access with Online, Telephone, and Mobile Banking
  • Deposit checks from anywhere using our Mobile Banking App



Travel Loan

Your next adventure awaits...

  • Rates start at 3.99% APR^
  • Up to $5,000
  • Up to 24 Months
  • No Fees
  • No Collateral Required



Enterprise® Car Sales

  • Get 0.50% APR off your approved car loan rate2
  • Get Kelley Blue Book® trade-in value for your vehicle
  • Check out Enterprise Car Sales' pre-owned vehicle selection at

TruStage® Insurance

Visit, enter in Sperry Associates Federal Credit Union and see how being a Credit Union Member can help you save.

  • Auto & Home
  • Life
  • AD&D
  • Health




*APY = Annual Percentage Yield.  Rates and terms are subject to change without notice.  Certain restrictions do apply.  Rate of 1.25% APY.  Must maintain a direct deposit minimum of $200.00 per month, enroll in eStatements, AND a minimum of eight (8) debit card transactions per month to earn interest. No minimum balance required.  Sperry Membership required.

^APR = Annual Percentage Rate. Rates start at 3.99% APR. Rates and terms are subject to change without notice. Loan amounts between $500-$5,000. Terms between 12-24 months. Offers of credit and rate based on credit score and other criteria. Applicants not offered the lowest rate may be offered credit at a higher rate. Add .25% APR for non-Auto Pay loans. Auto Pay requires automatic monthly payments from an active Sperry Checking Account. Membership required.

2) APR = Annual Percentage Rate.  0.25% APR off current rate. This is a buydown rate. The amount of the buydown rate will not affect the price of the vehicle. Qualifying rate will be based on credit worthiness and other criteria. Offer valid only on Enterprise Car Sales vehicles purchased until February 28, 2018. This offer cannot be combined with any other offer. Kelley Blue Book Trade-In Value is based on 2017 Kelley Blue Book Co.'s webpage  Kelley Blue Bokk Trade-In value is based on accurate condition rating and mileage of the vehicle. Accurately appraising the condition of the vehicle is an important aspect of determing the Kelley Blue Book Trade-In Value. Valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle's base value. If KBB trade-in value is not available, Enterprise Car Sales will provide a fair and competitive for customer's vehicle. Customer is responsible to any extent vehicle pay-off exceeds. Customer may provide proof of ownership/registration of vehicle and title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see Enterprise Car Sales Manager.



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