Special Offers

Reward Checking

  • Earn 1.25% APY*
  • No minimum balance required
  • FREE VISA® Check Card
  • 24/7 account access with Online, Telephone, and Mobile Banking
  • Deposit checks from anywhere using our Mobile Banking App


CD Specials

  • 12 Month CD, 1.20% APY#
  • 18 Month CD, 1.35% APY
  • 24 Month CD, 1.60% APY
  • 30 Month Bump-Up CD, 1.35% APY
  • 36 Month CD, 1.75% APY
  • 48 Month CD, 1.85% APY
  • 60 Month CD, 2.30% APY
  • $500 minimum deposit
  • Hurry - offers end soon!



Spring Fix Up Loan

For Small Home Renovations and Repairs | Landscaping

  • Rates as low as 3.99% APR^
  • Up to $5,000
  • Up to 24 months
  • No collateral
  • Zero fees



Platinum MasterCard® Balance Transfer Program

Make your high-rate credit card balances more manageable with our Platinum MasterCard Balance Transfer.  With the low rate of 1.78% APR, you will reduce your monthly payment; providing you with the ability to pay down your debt faster than before.

  • 1.78% APR1 on balance transfers and new purchases for the next 13 billing cycles
  • $0 transfer fee


TruStage® Insurance

Visit, enter in Sperry Associates Federal Credit Union and see how being a Credit Union Member can help you save.

  • Auto & Home
  • Life
  • AD&D
  • Health



*APY = Annual Percentage Yield.  Rates and terms are subject to change without notice.  Certain restrictions do apply.  Rate of 1.25% APY.  Must maintain a direct deposit minimum of $200.00 per month, enroll in eStatements, AND a minimum of eight (8) debit card transactions per month to earn interest. No minimum balance required.  Sperry Membership required.

# APY = Annual Percentage Yield.  Annual Pecentage Yield assumes funds remain on depsoit for a full year.  Rates and terms subject to change without notice. Certain restrictions do apply.  Penalty may apply for early withdrawal. Fees could reduce the amount on the account.  $500 minimum deposit required at account opening. Amount will renew automatically at the maturity date. You will have a grace period of seven (7) calendar days to make withdrawls or deposits without penalties. Sperry Membership required.

^APR = Annual Percentage Rate.  Rates start at 3.99% APR.  Terms between 12-24 months.  Loan amounts between $500-$5,000.  Rates and terms are subject to change without notice. Applicants who are not offered the lowest rate may be offered credit at a higher rate. Offers of credit and rate are based on credit score and other criteria.  Add 0.25% APR for non-Auto Pay loans. Auto Pay requires automatic monthly payments from an active Sperry Checking Account. Membership required.

1) APR = Annual Percentage Rate. $1,000 minimum balance transfer amount.  Balance transfer requests subject to approval and will require processing time. $0 Transfer fee. New credit card application decisions based on credit worthiness and other criteria. Promotional rate of 1.78% applies to balance transfers made from non-Sperry FCU credit cards and purchases made during the promotional period. Promotional period is 13 billing cycles from the date of the first balance transfer. Rate may revert to prevailing rate on accounts with negative activity. Cash advance rates remain at the prevailing rate and are not eligible for the promotional rate. Business MasterCards® ineligible for this offer. Membership required.

  • Equal Housing Lender
  • Norton by Symantec