Buying a Car

There's nothing like being handed the keys to your first car or finding the car of your dreams. Sperry Credit Union has some of the best rates and we have the resources you need to get behind the wheel of your next vehicle.

Doing your homework ahead of time is the key to finding the vehicle you want at a fair price. You'll want to determine a budget that includes the car payments, as well as operating costs such as insurance, gas and maintenance.
 

Get Pre-approved
The best way to start shopping for your vehicle is to apply for your loan first.  That way, you can shop with confidence, knowing what you can afford.
 

Finding the vehicle
Consider what purpose you will be using the car for and make a list of features you'll want. Visit our one-stop credit union auto buying system GrooveCar.com to research makes and models of vehicles that fall into your criteria. Once you have two or three cars in mind, visit the dealership during the day for a test drive.

Guaranteed Asset Protection
GAP coverage is designed to fill the "gap" between the depreciated value of your new car and the replacement cost should an accident occur. It covers the difference between what is owed on your car loan and what your insurance company will pay.
 

Applying for a Loan
Applying for an auto loan is fast and easy. You can apply online or visit a convenient Sperry branch location. We'll get you on the road fast in your new vehicle!