Personal Banking
Personal Banking
Platinum Checking
A high rate savings vehicle for those who want the return of a CD with the liquidity of a checking account.
Platinum Checking Key Features:
- $5,000 average daily balance to earn interest
- Unlimited ATM withdrawals per month
- FREE Coin redemption
- Paper statement, can opt into eStatements
Dividends are earned and posted monthly based on the average daily balance in your account. Please note if you close your account before dividends are paid, you will not receive the accrued dividends.
Learn more!
When you make a withdrawal or write a check that is larger than the available funds in your account, it is considered an overdraft on your account. It is also known as "bouncing a check." When an account is overdrawn, a financial institution can: return the check and charge a fee, use the member's overdraft protection (either a Personal Line of Credit or Savings Account), or the financial institution can honor the check and charge a fee (this is called Courtesy Pay).
Additional Account Features:
- Access your account 24/7 with our Free Online Banking
- Sign up for Bill Payment and pay your bills all from one place quickly and easily
- FREE VISA® Check Card with UChoose Rewards®
- FREE Direct Deposit with instant access to your money on payday. FREE checks for life* only with Direct Deposit!
- FREE Online Check Copies
- Courtesy Pay is a service that adds a measure of protection to your (share draft) checking account for one low fee per covered overdraft transaction
- Quarterly eStatements available online, opt-in today!
- Access to 28,000 Surcharge-Free ATMs and 4,000+ Credit Union Shared Branch Locations nationwide
* Restrictions may apply at time of reorder.
