Personal Banking

Individual Retirement Accounts (IRAs)

As you grow so should your money!  An IRA is an important part of any retirement savings plan and it's never too early to start securing your financial future.

We offer two types of account options to choose from - IRA Savings and IRA Certificates.  You also have the choice between a Traditional IRA and a Roth IRA.  Traditional IRAs allow you to defer taxes on your earnings until the money is withdrawn.  Roth IRAs feature tax-free withdrawals for certain distribution reasons after a five-year holding period.

Pick which IRA works best for you and we’ll help you reach your retirement goals.

IRA Savings Account

  • $5 minimum deposit required
  • Deposit funds up to the annual limit, which is dependent on your age
  • Quarterly eStatements available online, opt-in required
  • 24/7 account access with our FREE Online Banking or FREE Mobile Banking App

Open

IRA Certificate

  • $100 minimum deposit required
  • Terms up to 60 months
  • Add or withdraw funds at maturity
  • Automatically renews for the same term at maturity. You may request to roll the funds over to a different term.
  • Quarterly eStatements available online, opt-in required
  • 24/7 account access with our FREE Online Banking or FREE Mobile Banking App

Open

 

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