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ENHANCE YOUR HOME’S WITH A LITTLE HELP FROM SPERRY
HELOC @ 1.99% Intro rate with no closing costs(1)
While this may not be the right time to make a move, it IS a perfect time to enhance your home’s value, pay off your high-interest debts or finance tuition costs. You always knew your home was a smart investment and Sperry is here to help you access the equity in your home to save you time and money.
Sperry's Variable-Rate Home Equity Line of Credit features several attractive benefits:
- Special LOW Introductory Rate @ 1.99% APR** (2)
- Borrow up to $500,000 with little or no closing costs! (1)
HURRY…Call today! Sperry’s LOW loan rates won’t last.
To take advantage of these LOW rates apply online or speak with a Lending Specialist at 516-873-7171 option 3.
APR = Annual Percentage Rate. Rates effective 2/1/11 are subject to change without notice. Home equity loans are available in the following states: NY, CT, NJ, VA, MD.
¹No closing costs for loans up to $150,000 on properties outside NYC and the City of Yonkers; reduced closing costs on properties in NYC and the City of Yonkers
²HELOC – The introductory rate of 1.99% APR applies for the first six months. Thereafter, the APR may vary quarterly based on the prime rate published in The Wall Street Journal plus or minus a margin. Prime rate as of 2/1/11 is 3.25% APR. Maximum APR is Prime + 6.50% APR. Rates can increase or decrease quarterly but not to exceed 18% APR or fall below the floor rate of 4.00%, Minimum advance is $15,000. Offer is for new lines of credit for qualified borrowers. Member responsible to refund Sperry any closing costs paid for by the credit union if line of credit is closed within the first three (3) years.
