*APR = Annual Percentage Rate. Fixed Rate of 2.25% APR effective as of 12/1/11 and is for A and A+ credit, up to 60 month term. Payment by Auto Pay automatic transfer from your active Sperry checking is required. An active account must have direct deposit of net payroll or Social Security or three (3) transactions using your Sperry Visa debit card per month. All offers of credit are subject to credit approval and other restrictions. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms. Rates and terms are subject to change without notice. Rate effective as of December 1, 2011.
Other rates and terms are available. Must apply online to receive this special. Visit our Vehicle Loan webpage for more information.