The following fees may be assessed in connection with your accounts:
| Service | Fee | Service | Fee |
| CHECKING ACCOUNTS (Share Draft) | OTHER SERVICES | ||
|---|---|---|---|
| Auto Transfer from Savings as overdraft (per item) | $5 | Account history copy - per account | $1 |
| Check Copy - via PC-24 for up to 3 months | FREE | Account Research, $30 per hr | $5 Minimum |
| Check Copy (per copy requested) | $3 | American Express® Travelers Cheques | FREE |
| Check: Emergency refill (12 per year maximum) | FREE | Cashier's Check | FREE |
| Check: First Order - Classic Checking, Free Checking, Platinum Checking Accounts | FREE - Liberty Blue Image Only | Cashier's Check to 3rd Party | $3 |
| Check: Re-orders - e-Checking and subsequent orders without Direct Deposit | $11 & Up | Cashier's Check copy per check | $5 |
| Check: Re-orders - with Direct Deposit and Platinum Checking Accounts | FREE - Liberty Blue Image Only | Coin Redemption - Classic Checking and Platinum Checking Accounts | FREE |
| Courtesy Pay - Check, ACH, signature based debit transactions, per item | $25 | Coin Redemption - Free Checking, e-Checking Accounts | 5% of Total |
| Monthly Fee: Classic Checking Account, less than $2,500 | $5/Mo | Coin Redemption - Non-Member | 10% of total |
| Monthly Fee: Platinum Checking Account, less than $25,000 | $5/Mo | Compliance with Legal Process | $25 |
| Monthly Fee: Free Checking & e-Checking Accounts | FREE | Deposited Check or Slip - Copy per item | $5 |
| Online Banking & Bill Payment | FREE | Foreign Collection Item | $20 |
| Returned Check Deposit - Classic Checking, Free Checking, e-Checking | $25 | Gift Card - VISA®, per card | $3.95 |
| Returned Check Deposit - Platinum Checking Account | FREE | Immigration Letter - per letter | $10 |
| Returned Check unpaid -Check, ACH or Bill Payment items, per item | $25 | Inactive Account, after 1 year per month | $5 |
| Stop Payment - Single item or range (Check, ACH or Bill Payment Items) | $15 | IRA Custodial Service | FREE |
| OTHER ACCOUNTS | Money Order - Platinum Checking Account | FREE | |
| Below minimum balance - per month for Money Market & Premium Savings Accounts | $10 | Money Order - Classic Checking, Free Checking e-Checking Accounts | $1 |
| Deposit Item Return - per item | $25 | Money Order - copy per item | $8 |
| Money Market Account excessive withdrawals - per transaction after 5 | $25 | Notary Public Service | FREE |
| Non-sufficient funds, per item: MMA check, ACH, ATM or Debit Card transactions | $25 | Overnight Mail | Cost of Carrier |
| Stop Payment, single item - MMA Check or ACH | $15 | Returned Mail, per month | $5 |
| TEL-24, PC-24 & ATMS | Signature Guarantee | FREE | |
| ATM Withdrawals at NYCE®/PLUS, e-Checking and Platinum Checking Accounts | FREE | Statement - copy per statement | $3 |
| ATM Withdrawals at NYCE®/PLUS, per transaction* - Classic Checking Account | 8 FREE/month; then $1 ea. | Statement - copy per statement via PC-24 | FREE |
| ATM Withdrawals at NYCE®/PLUS (per transaction)* - Free Checking Account and No Checking Account | 3 FREE/month; then $1 ea. | Wire Transfer - Incoming | FREE |
| ATM/Debit Card Replacement | $10 | Wire Transfer - Outgoing Domestic (per wire) | $20 |
| PC-24 Access & transactions | FREE | Wire Transfer - Outgoing International (per wire) | $30 |
| Tel-24 Access & transactions | FREE |
* Please note that ATMs located at CU Service Centers (shared branches), CO-OP Network including 7-Eleven® Stores, King Kullen® supermarkets and other Long Island credit unions will be applied towards your FREE ATM transaction limit. To withdraw cash from your checking account without incurring an ATM charge, when you make a purchase use your VISA® Check Card and request cash back.
We may report information about your loan/share accounts to credit bureaus as allowed by law. Late payments, missed payments or other defaults on your account may be reflected in your credit report.