Sperry Credit Union

Online Services

Online Services

Fee Schedule

The following fees may be assessed in connection with your accounts:

Service Fee Service Fee
CHECKING ACCOUNTS (Share Draft)   OTHER SERVICES  
Auto Transfer from Savings as overdraft (per item) $5 Account history copy - per account $1
Check Copy - via PC-24 for up to 3 months FREE Account Research, $30 per hr $5 Minimum
Check Copy (per copy requested) $3 American Express® Travelers Cheques FREE
Check: Emergency refill (12 per year maximum) FREE Cashier's Check FREE
Check: First Order - Classic Checking, Free Checking, Platinum Checking Accounts FREE - Liberty Blue Image Only Cashier's Check to 3rd Party $3
Check: Re-orders - e-Checking and subsequent orders without Direct Deposit $11 & Up Cashier's Check copy per check $5
Check: Re-orders - with Direct Deposit and Platinum Checking Accounts FREE - Liberty Blue Image Only Coin Redemption - Classic Checking and Platinum Checking Accounts FREE
Courtesy Pay - Check, ACH, signature based debit transactions, per item $25 Coin Redemption - Free Checking, e-Checking Accounts 5% of Total
Monthly Fee: Classic Checking Account, less than $2,500 $5/Mo Coin Redemption - Non-Member 10% of total
Monthly Fee: Platinum Checking Account, less than $25,000 $5/Mo Compliance with Legal Process $25
Monthly Fee: Free Checking & e-Checking Accounts FREE Deposited Check or Slip - Copy per item $5
Online Banking & Bill Payment FREE Foreign Collection Item $20
Returned Check Deposit - Classic Checking, Free Checking, e-Checking $25 Gift Card - VISA®, per card $3.95
Returned Check Deposit - Platinum Checking Account FREE Immigration Letter - per letter $10
Returned Check unpaid -Check, ACH or Bill Payment items, per item $25 Inactive Account, after 1 year per month $5
Stop Payment - Single item or range (Check, ACH or Bill Payment Items) $15 IRA Custodial Service FREE
OTHER ACCOUNTS   Money Order - Platinum Checking Account FREE
Below minimum balance - per month for Money Market & Premium Savings Accounts $10 Money Order - Classic Checking, Free Checking e-Checking Accounts $1
Deposit Item Return - per item $25 Money Order - copy per item $8
Money Market Account excessive withdrawals - per transaction after 5 $25 Notary Public Service FREE
Non-sufficient funds, per item: MMA check, ACH, ATM or Debit Card transactions $25 Overnight Mail Cost of Carrier
Stop Payment, single item - MMA Check or ACH $15 Returned Mail, per month $5
TEL-24, PC-24 & ATMS   Signature Guarantee FREE
ATM Withdrawals at NYCE®/PLUS, e-Checking and Platinum Checking Accounts FREE Statement - copy per statement $3
ATM Withdrawals at NYCE®/PLUS, per transaction* - Classic Checking Account 8 FREE/month; then $1 ea. Statement - copy per statement via PC-24 FREE
ATM Withdrawals at NYCE®/PLUS (per transaction)* - Free Checking Account and No Checking Account 3 FREE/month; then $1 ea. Wire Transfer - Incoming FREE 
ATM/Debit Card Replacement $10 Wire Transfer - Outgoing Domestic (per wire) $20
PC-24 Access & transactions FREE Wire Transfer - Outgoing International (per wire) $30
Tel-24 Access & transactions FREE    

* Please note that ATMs located at CU Service Centers (shared branches), CO-OP Network including 7-Eleven® Stores, King Kullen® supermarkets and other Long Island credit unions will be applied towards your FREE ATM transaction limit. To withdraw cash from your checking account without incurring an ATM charge, when you make a purchase use your VISA® Check Card and request cash back.

We may report information about your loan/share accounts to credit bureaus as allowed by law. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

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