Loans & Credit Cards
EZ Pay Balloon Loan
EZ-Pay is "The Sperry Lease Alternative" designed especially for our members.
Key Features:
- Low monthly payments
- Similar to a lease
- No Security Deposit Required
- No Mileage Restrictions
- No Application or Capitalization Fees
- No Upfront First or Last Payments
- No Early Payoff Penalty
- Option to Sell, Trade-in, or Refinance with No Penalty
- New vehicles can be financed from 24 to 60 months
- Used vehicles can be financed from 24 to 36 months.
Learn more!
It is important to determine whether you want a new vehicle or a used vehicle. A new vehicle is categorized as a vehicle that is released within the current year and has less than 7,000 miles. Whether new or used, each has their own advantages ranging from the latest in automotive technology in new vehicles to lower insurance rates with used.
Additional Account Features:
- Access your account 24/7 with our Free Online Banking
- Automatic Loan Payment is a convenient way to make your loan payments without writing a check
- Payment Protection (Credit Disability Insurance and Loan Protection Insurance) ensures that your loan will get paid in the event of your death or if you become disabled
- GAP insurance is available and covers the difference between what you owe on your vehicle and what the insurance company determines it is actually worth in the event it is in an accident or stolen
- To get a great deal on your next used car visit GrooveCar.com! It is your one stop automotive shopping experience
- Quarterly eStatements available online, opt-in today!
- Access to 28,000 Surcharge-Free ATMs and 4,000+ Credit Union Shared Branch Locations nationwide