Sperry Credit Union
Loans & Credit Cards

Loans & Credit Cards

 

Loans & Credit Cards

Certificate-Secured Loan

Be your own lender! A Certificate-Secured Loan is a secured loan in which you use your certificate account as collateral.

Key Features:

  • Certificate is collateral
  • Borrow up to 100% of available funds
  • Term is equal to the date the loan is funded to maturity of the certificate
  • Continue to earn dividends

Learn more!

A Certificate-Secure Loan is a great way to build financial responsibility and security, especially for young adults and first-time borrowers. You gain the opportunity to establish or re-establish good credit history.

Additional Account Features:

  • Access your account 24/7 with our Free Online Banking
  • Automatic Loan Payment is a convenient way to make your loan payments without writing a check
  • Payment Protection (Credit Disability Insurance and Loan Protection Insurance) ensures that your loan will get paid in the event of your death or if you become disabled
  • Quarterly eStatements available online, opt-in today!
  • Access to 28,000 Surcharge-Free ATMs and 4,000+ Credit Union Shared Branch Locations nationwide
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