Loans & Credit Cards

Vehicle Loans

You've found your dream car, now you need to finance it - that's where we come in.

Our low rates on new and used vehicles will help make your dream a reality without draining your wallet.  We can even save you money by refinancing your current vehicle.  We can refinance your car from 12 to 72 months.  Plus, we also do lease buyouts.

Our team will help find the payment plan that works with your budget whether you're a first-time buyer or an experienced owner.

 

New Vehicle Loan

  • Low rate
  • Terms up to 84 months
  • Loan amounts up to $100,000

Apply

Used Vehicle/Refinance Loan

  • Low rate - as low as .50% APR2
  • Terms up to 72 months
  • Loan amounts up to $100,000

Apply

First-Time Car Buyer Loan

Time for your first car?  If so, make us your first stop.  We are ready to help you get behind the wheel – affordably!  Our First-Time Car Buyer Loan is designed for those with little to no credit, and are looking to buy their first car with no parent/co-signer*.  Exercise your financial freedom and buy your first car all on your own – well, with a little help from Sperry FCU of course.

  • Low rate
  • Terms up to 72 months
  • Loan Amounts up to $20,000
  • *Employment of 12 months required

Apply

 

 

2) APR = Annual Percentage Rate. Rates as low as .50% APR only for Enterprise Car Sales promotion of 0.75% APR off current rate. This is a buydown rate. The amount of the buydown rate will not affect the price of the vehicle. Qualifying rate will be based on credit worthiness and other criteria. Offer valid only on Enterprise Car Sales vehicles purchased between June 1-July 31, 2017. This offer cannot be combined with any other offer. Without Enterprise Car Sales promotion, rates start at 1.25% APR. Rates and terms are subject to change without notice. Applicants not approved for the lowest rate may be offered credit at a higher rate.  Add .25% APR for non-Auto Pay loans.  Auto Pay requires automatic monthly payments from an active Sperry checking account. Sperry Membership required.

  • Equal Housing Lender
  • NCUANCUA
  • Norton by Symantec